Access to affordable healthcare can be a significant challenge for many backstretch workers. Medical insurance is often unavailable or insufficient to cover the high cost of doctor visits, prescriptions, dental care, and other essential health services. The MTHA Benevolence Program helps bridge that gap by providing financial assistance and coordinating care with medical providers who have agreed to offer services at reduced rates.

In certain circumstances, the MTHA may also provide direct financial assistance to help prevent serious financial hardship for an individual or family.

Eligible participants may receive up to $1,000 per calendar year in medical assistance through participating healthcare providers. Assistance must be pre-authorized before services are received and is subject to a $50 deductible per invoice.

The program provides up to $250 per calendar year toward the cost of eye examinations, prescription glasses, contact lenses, hearing examinations, and hearing aids.

Eligible participants may receive up to $500 per calendar year in dental assistance through participating dentists who provide services at reduced, pre-approved rates. The program also offers a one-time benefit of up to $2,500 toward the cost of dentures. Dental assistance is subject to a $50 deductible per invoice.

Except in emergency situations, all dental treatment and associated costs must be pre-authorized before services are performed.

Pre-authorization means that approval from the MTHA must be obtained before treatment is received. Assistance is subject to annual funding limits and maximum benefit amounts for each type of service.

Applicants must hold a valid Maryland Racing Commission license and have worked for a trainer stabled at Laurel Park for at least six months. Interested individuals should complete a registration form and submit it to the MTHA office. Certain assistance programs may require additional documentation or application materials. Requests for supplemental aid are reviewed by a committee to ensure resources are distributed fairly and effectively to those in need.

The MTHA remains committed to supporting the people who make Maryland racing possible and providing meaningful assistance that helps strengthen our backstretch community.